How to send money from M-Pesa to Airtel Money and vice versa

Sending money from M-Pesa to Airtel Money and vice versa has become easier and faster, thanks to mobile money interoperability.

This feature allows seamless transactions between mobile wallets from different networks.

Whether you want to pay a friend, settle a bill, or send money to a business account, you no longer have to deal with withdrawal codes or trips to agents.

With just a few steps, you can complete the transfer from the convenience of your phone.

In this guide, you’ll learn the specific steps to transfer funds from M-Pesa to Airtel Money and vice versa.

We’ll also cover transaction charges and limits for each service to help you budget effectively.

Sending Money from M-Pesa to Airtel Money

Moving funds from M-Pesa to Airtel Money is straightforward. Follow these steps:

1. Dial *334# on your M-Pesa registered phone.
2. Select “Send Money” from the displayed menu.
3. Choose “Send to Other Network.”
4. Enter the recipient’s Airtel mobile number.
5. Specify the amount you wish to send.
6. Confirm by entering your M-Pesa PIN.
7. Review the details and approve the transaction.

Once done, the recipient will receive the funds directly into their Airtel Money wallet.

Also Read: M-Pesa charges and rates for 2025

M-Pesa Transaction Limits and Charges

Transaction Limits:

• Maximum daily transaction value: KES 500,000
• Maximum account balance: KES 500,000
• Maximum amount per transaction: KES 250,000

M-Pesa Transaction Charges:

Sending Money from Airtel Money to M-Pesa

Here’s how to send money from Airtel Money to M-Pesa:

1. Dial *334# on your Airtel line.
2. Select “Send Money” from the menu options.
3. Choose “Send Money to Any Network.”
4. Re-enter the recipient’s Safaricom number to confirm.
5. Enter the amount you wish to send.
6. Confirm the transaction with your Airtel Money PIN.

The recipient will receive a notification once the funds are credited to their M-Pesa wallet.

Airtel Money Transaction Limits and Charges

Transaction Limits:

• Maximum daily transaction value: KES 500,000
• Maximum account balance: KES 500,000
• Maximum amount per transaction: KES 250,000

Transaction Charges:

Market Shares of M-Pesa and Airtel Money

As of June 2024, M-Pesa dominates Kenya’s mobile money market with a 93.4% share. This is a slight dip from 97.1% in June 2023.

Airtel Money, on the other hand, has doubled its market share, growing from 2.8% to 6.6% in the same period.