TL;DR
- T-Kash Charges 2025: Transactions such as deposits, airtime purchases, and balance inquiries are free, while sending and withdrawal fees vary based on the amount.
- Sending Money: Charges range from KES 6 to KES 103 for transfers to T-Kash, Airtel Money, and M-Pesa wallets, depending on the amount sent.
- Withdrawals: Agent withdrawal fees start at KES 11 and go up to KES 303 for amounts up to KES 150,000.
- Paybill and Bank Transactions: T-Kash provides competitive rates for services like paying bills and transferring money to and from banks.
T-Kash, Telkom Kenya’s mobile money platform, offers a range of services including money transfers, withdrawals, and payments.
As of January 2025, the most recent tariff update was implemented on September 1, 2023.
Below is a comprehensive overview of the current T-Kash charges:
General Transaction Information
- Registration: Free
- Deposits: Free
- Airtime Purchase: Free
- Balance Inquiry: Free
- PIN Change: Free
- Maximum Transaction Amount: KES 250,000
- Maximum Daily Transaction Limit: KES 500,000
- Maximum Wallet Balance: KES 500,000
T-Kash Sending Money Charges
T-Kash charges for sending from your T-Kash mobile wallet to, T-Kash, Airtel Money and M-Pesa accounts are as follows:
| Transaction Amount (KES) | Send Money to Registered User (T-kash & Other Networks) |
|---|---|
| 1 – 49 | Free |
| 50 – 100 | Free |
| 101 – 200 | 6 |
| 201 – 500 | 6 |
| 501 – 1,000 | 13 |
| 1,001 – 1,500 | 21 |
| 1,501 – 2,500 | 33 |
| 2,501 – 3,500 | 47 |
| 3,501 – 5,000 | 57 |
| 5,001 – 7,500 | 67 |
| 7,501 – 10,000 | 88 |
| 10,001 – 15,000 | 93 |
| 15,001 – 20,000 | 93 |
| 20,001 – 35,000 | 103 |
| 35,001 – 50,000 | 103 |
| 50,001 – 150,000 | 103 |
T-Kash Withdrawal Charges at T-Kash Agents
| Transaction Amount (KES) | Withdrawal Charges (KES) |
|---|---|
| 1 – 49 | N/A |
| 50 – 100 | 11 |
| 101 – 200 | 27 |
| 201 – 500 | 27 |
| 501 – 1,000 | 27 |
| 1,001 – 1,500 | 27 |
| 1,501 – 2,500 | 27 |
| 2,501 – 3,500 | 50 |
| 3,501 – 5,000 | 67 |
| 5,001 – 7,500 | 83 |
| 7,501 – 10,000 | 108 |
| 10,001 – 15,000 | 160 |
| 15,001 – 20,000 | 180 |
| 20,001 – 35,000 | 190 |
| 35,001 – 50,000 | 273 |
| 50,001 – 150,000 | 303 |
T-Kash Bank Paybill Charges
Bank to T-Kash
| Transaction Amount (KES) | Charges (KES) |
|---|---|
| 1 – 49 | Free |
| 50 – 100 | Free |
| 101 – 500 | 15 |
| 501 – 1,000 | 15 |
| 1,001 – 150,000 | 22 |
T-Kash to Bank
| Transaction Amount (KES) | Charges (KES) |
|---|---|
| 1 – 49 | Free |
| 50 – 100 | Free |
| 101 – 500 | 6 |
| 501 – 1,000 | 21 |
| 1,001 – 1,500 | 26 |
| 1,501 – 2,500 | 33 |
| 2,501 – 3,500 | 47 |
| 3,501 – 5,000 | 57 |
| 5,001 – 7,500 | 67 |
| 7,501 – 10,000 | 88 |
| 10,001 – 20,000 | 93 |
| 20,001 – 150,000 | 103 |
Paybill Charges for Customer Transactions
| Transaction Amount (KES) | Charges (KES) |
|---|---|
| 1 – 49 | Free |
| 50 – 100 | Free |
| 101 – 200 | 21 |
| 201 – 500 | 21 |
| 501 – 1,000 | 26 |
| 1,001 – 1,500 | 26 |
| 1,501 – 2,500 | 47 |
| 2,501 – 3,500 | 47 |
| 3,501 – 5,000 | 72 |
| 5,001 – 7,500 | 72 |
| 7,501 – 15,000 | 103 |
| 15,001 – 25,000 | 103 |
| 25,001 – 45,000 | 185 |
| 50,000 – 150,000 | 196 |
How to Send Money via T-Kash
T-Kash enables seamless transfers to mobile wallets and bank accounts. Follow these steps:
Sending Money to a Mobile Wallet
- Access T-Kash Services:
- Dial *334# or open the T-Kash app on your mobile device.
- Initiate Transfer:
- Select “Send Money” from the menu.
- Choose “Send to any network.”
- Enter Recipient Details:
- Input the recipient’s mobile number (supports T-Kash, Airtel Money, and M-Pesa).
- Enter the amount you wish to send.
- Confirm and Authorize:
- Review the transaction details for accuracy.
- Confirm the transaction.
- Enter your T-Kash PIN to authorize.
- Transaction Confirmation:
- You will receive a confirmation SMS upon successful completion.
Sending Money to a Bank Account
- Access T-Kash Services:
- Dial *334# or open the T-Kash app.
- Initiate Bank Transfer:
- Select “Send Money.”
- Choose “To Bank.”
- Select Bank and Enter Details:
- Select the recipient’s bank from the provided list.
- Enter the destination bank account number.
- Specify the amount to transfer.
- Confirm and Authorize:
- Review and confirm the transaction details.
- Enter your T-Kash PIN to proceed.
- Transaction Confirmation:
- A confirmation SMS will be sent once the transaction is successful.
These charges are designed to offer competitive rates for T-Kash users, providing an affordable mobile money solution compared to other services in the market.
